Also, you can note the purchase price and keep the purchase receipt.Ĭreating a list of items damaged in the fire after a fire is more difficult and time-consuming-but it needs to be done. That way, you can record the serial numbers of the of appliances, computers and televisions. Actually, the better practice is to maintain a home inventory list as you buy new furniture, jewelry and appliances. You will want to create a home inventory list as a record of your home belongings. In addition, take pictures in rooms, closets or drawers that may have damaged items. Moreover, you should take pictures of the fire damage to furniture, appliances, clothing, etc. Therefore, go room to room to take pictures of the damage to flooring, walls, etc. Remember, your insurance company will want proof of all the damages the fire caused at your house. Take As Many Pictures You Need to Show All the Damage to your Home and Possessions Also, wear protective clothing and have a certified mask or respirator- breathing in ash/soot can be hazardous to your health. Indeed, most insurance companies have 24/7/365 phone lines to report claims.Ĭonsequently, the sooner you report the claim, the sooner an adjuster will come to inspect the damage, prepare a report for his supervisors, etc.Īs soon as you can safely, go into your home to inspect the damage (check with the fire department first). Additionally, you will want to start the claims process as soon as you can. Importantly, there are reporting deadlines in your homeowners’ policy for making insurance claims. One of the first things you should do is contact your insurance agent or home insurance company to report the fire. What Should You Do After a Fire at Your Home? And making a home inventory list after a fire can be intimidating and frustrating.īut if you want to make sure your home insurance company pays you your full claim, make a complete and accurate home inventory list. However, you are now going to be filing a claim with your homeowners’ insurance company for the damage to your home and belongings. Of course, you are relieved that no one was injured. For anyone, having a fire in your house is a traumatic event.
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